1. Introduction
Welcome to GlobalFormbook ("we," "our," "us"). By accessing or using our website, you ("user," "you") agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
2. Services Provided
We provide horse racing tips and predictions for upcoming races. Access to these tips requires a subscription plan or the purchase of additional "coins." Coins have no monetary value outside of our platform and cannot be exchanged for cash.
3. Age Restriction
You must be at least 18 years old (or the legal gambling age in your jurisdiction, whichever is higher) to use our services. By using this website, you confirm you meet this requirement.
4. Subscriptions & Payments
- Subscriptions grant access to our services for the duration specified.
- Coins may be included with subscriptions or purchased separately.
- All payments are final. Refunds are not offered unless required by law.
- We reserve the right to modify subscription plans, pricing, and features at any time.
5. Use of Information
All tips and predictions provided are for informational and entertainment purposes only. They do not constitute financial or gambling advice. You are solely responsible for how you use this information.
6. Limitation of Liability
We make no guarantees that any prediction will be accurate. Horse racing outcomes are unpredictable and outside of our control. We accept no liability for any financial losses or damages resulting from reliance on our tips or your betting activities.
7. Intellectual Property
All content, including but not limited to predictions, analyses, and website materials, are owned by us. Users may not copy, redistribute, or resell any content without our prior written consent.
8. Termination
We may suspend or terminate your account if you violate these Terms.
9. Governing Law
These Terms shall be governed by the laws of your jurisdiction.
Newcastle (AW) 
San Siro 
Curragh 
Happy Valley 
Saratoga 
Longchamp